We personalise financial cards, including the one in your wallet

Card Solutions

Our solutions are being used by almost all credit and debit card issuers in India. In addition to financial cards, CMS also personalizes Smart Cards which are being increasingly used in large scale government projects, including National ID, Rashtriya Swasthya Bima Yojana (RSBY), Mahatma Gandhi National Rural Employment Guarantee Act (MNREGA) and ESIC. Some of these form a critical backbone for financial inclusion projects in the country. We have also been pioneers in helping government agencies issue smart card based driving licenses, vehicle registration and ID cards.

Further, we offer end-to-end solutions, including fulfilment services.

CMS Card Solutions
EMV & Non EMV Chip Card Solutions
CPMS Gnxt: CMS proprietary personalization software Card Personalisation Services
Card Fulfillment Services
Migrate cards to EMV Standards in India
CMS has successfully launched the MasterCard MCHIP credit card on the Multos platform in India, in association with Citibank. We also the launched the multi application EMV card in India (MasterCard Credit + Maruti Loyalty application, VSDC Credit + Welcome Real Time Loyalty application).

What is EMV?

EMV is a de facto standard for debit and credit bank cards, jointly developed by Europay, MasterCard and Visa. EMV will mean that the current magnetic stripe banking cards will be replaced with smart cards in the coming years. This change is a major one, considering there exist about 1.5 billion international debit and credit cards, and the available points of usage are in the range of 20 million.

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